Current Investment Opportunities

ANZ Protected Equity Leveraged Solutions (APELS)

ANZ's Protected Equity Leveraged Solutions (APELS) provides you with an interest only loan to build a share portfolio, while protecting your invested capital from market falls.

ANZ will lend you most, if not all, of the funds for your initial investment. You can then select from a large range of Australian blue chip shares and nominate the level of protection you require for those shares. You are able to benefit from any of the share price gains as well as the associated dividends and franking credits. Further, you may be able to claim a deduction for the costs associated with gearing your investment.

Key Features:
  • Limited recourse loan up to 100% of your investment amount
  • Interest payable annually in advance
  • Choice of investment terms up to 5 years
  • Ability to select your own securities from ANZ’s approved securities list
  • Choose to protect your investment up to 100% of the current share price of the nominated securities
  • Receive dividends, franking credits and potentially all capital gains
  • Minimum investment of $500,000 per nominated approved security
  • No margin calls
  • A choice of outcomes at maturity.

Who APELS may be appropriate for:

  • Clients looking to acquire shares on a leverage basis whilst benefiting from downside protection
  • Investors seeking to lock in significant appreciations in their existing share portfolio
  • Investors wanting to release the equity in their existing share holdings without having to sell their stocks or worry about margin calls
  • Employees looking to finance the exercise price of vested employee options.

New Rules for Deductibility of the interest on Protected Equity Loans:
The Federal Government has introduced Division 247 of the Income Tax Assessment Act (1997), which outlines the deductibility of the interest on protected equity loans. Further information can be found at www.ato.gov.au.

Key Information:
Minimum investment     $500,000 per nominated security.
Offer Type                     Wholesale investors only.

More information:
To find out more about APELS, please contact your ANZ Private Bank Advisor.